Terms of Service

Effective October 5, 2026

Important: These Terms include a binding arbitration agreement and a class-action waiver (see Dispute resolution and arbitration). You may opt out within 30 days.

Plain-language summary (not a substitute for the full Terms)

okie is an AI assistant for group chats. It can make mistakes and isn't a substitute for professional advice. okie is free today; if we add paid features, we'll show the price before you're charged. You own what you send and license us to use it to run and improve the service. We aim for reliability but don't guarantee it. Disputes go to individual arbitration, not court. You have 30 days to opt out.

Agreement

These Terms govern your use of okie, an AI assistant in group chats on messaging services, operated by INSTAPODZ INC ("okie," "we," "us"). By adding okie to a conversation, messaging it, or otherwise using it, you agree to these Terms and our Privacy Policy. If you don't agree, don't use okie. If you act for a group, you confirm you have authority to accept these Terms for that use.

Eligibility

You must be at least 18 to use okie, and you confirm you are. okie is for personal, family, or household use only — not commercial use without our written agreement. You need an account on a supported messaging service.

What okie is (and isn't)

okie uses AI to help your group get things done. It is not a professional service and gives no medical, legal, financial, or other professional advice. Outputs may be inaccurate, incomplete, or outdated. Review anything important before relying on it, especially health, legal, financial, or safety decisions.

Consent. Adding okie to a conversation or messaging it means you agree to receive service messages. Delivery isn't guaranteed.
Opting out. Remove okie from a conversation anytime.
Service messages. Our messages relate to the service. If we ever send promotional messages, we'll offer a separate opt-out.
Group chats. If you add okie to a group, you confirm you may include the others and that they understand an AI assistant is in the conversation. Everyone sees okie's replies.

Subscriptions and billing

okie is free today. If we add paid features, we'll show the price and billing terms — including auto-renewal, cancellation, refunds, and price changes — before you're charged.

Your content and license

You own the content you send ("User Content"). To run the service, you grant us a worldwide, non-exclusive, royalty-free license to host, store, process, reproduce, and modify it solely to provide, maintain, improve, and secure okie and enforce these Terms. The license ends when your content is deleted, except for legally required retention or limited backup copies. If your content includes someone else's personal information, you confirm you have the right to share it.

Acceptable use

You must use okie only for lawful purposes and in compliance with all applicable laws.

You will not:

Break the law or others' rights, or use okie to harass, threaten, impersonate, or defraud
Send spam or malware, or unlawful, harmful, or abusive content
Attempt prompt injection, try to extract okie's system prompts, or use its outputs to train a competing model
Scrape, reverse engineer, probe, disrupt, or gain unauthorized access to the service
Share data you have no right to share, such as payment card numbers, government IDs, or others' information without permission

We may suspend or terminate access for violations or to protect the service, our users, or others.

Third-party services and links

okie runs on third-party messaging services and may surface third-party services and links. We don't control them and aren't responsible for their content, availability, or practices; their terms govern. Any booking or purchase is between you and the third party.

Intellectual property

okie's branding, software, design, and content belong to us or our licensors. We grant you a limited, non-exclusive, revocable, non-transferable license to use okie for personal use under these Terms.

Disclaimers

OKIE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DON'T GUARANTEE IT WILL BE UNINTERRUPTED, ERROR-FREE, OR ACCURATE FOR YOUR SITUATION.

Changes and feedback

We may change, pause, or end features at any time. Feedback you give may be used to improve okie without compensation.

Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, OKIE AND ITS AFFILIATES ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, DATA, OR GOODWILL. OUR TOTAL LIABILITY FOR ANY CLAIM RELATED TO OKIE WON'T EXCEED THE GREATER OF $100 OR WHAT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM. Some jurisdictions don't allow these limits, so parts may not apply to you.

Indemnification

To the extent the law allows, you will defend and indemnify INSTAPODZ INC against claims arising from your misuse of okie, your User Content, or your violation of these Terms, the law, or others' rights.

Termination

You may stop anytime by removing okie from the conversation. We may suspend or end your access for violations, risk to others, nonpayment of paid features, or if we discontinue the service. On termination, we handle your information under our Privacy Policy, except where the law requires retention. Terms that should survive — disclaimers, liability limits, indemnification, IP, and dispute resolution — continue to apply.

Changes to these Terms

We may update these Terms. We will revise the effective date above and, for material changes, give notice through okie, our website, or other reasonable means. Continued use means you accept the update.

Dispute resolution and arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.

If we can't resolve a dispute informally, you and okie agree to individual arbitration instead of court, and neither side brings a class action. You have 30 days from first accepting these Terms to opt out. The rest of these Terms apply even if you opt out.

Informal resolution first. Contact [email protected] and try to resolve the dispute first.
Binding arbitration. Except for small-claims matters and intellectual-property disputes, disputes are resolved by binding, individual arbitration.
No class actions. Neither side brings class or representative proceedings.
Opt-out. Within 30 days of first accepting these Terms, email [email protected] with your name and a clear statement that you opt out.
Rules and location. The AAA administers arbitration under its rules. The seat is Delaware unless the law requires otherwise.

Governing law

These Terms are governed by Delaware law, excluding its conflict-of-laws rules and except where federal law controls, subject to mandatory consumer protections that apply to you.

Contact

Questions about these Terms: [email protected].

okie is operated by INSTAPODZ INC.